Our Payment Plans

Looking to spread the cost of your purchase? At Fishpools we offer great finance options to help you make your house a home. Our credit options are available in store and online, on orders over £750, subject to status.

Low deposit with up to 4 years to pay or up to 12 months 0% credit

Spread the cost of your new furniture with our range of payment plans. Enjoy up to 12 months interest free payments, or up to 4 years with our our low deposit interest bearing option.

Representative Finance Options


Term Purchase Price Minimum Deposit Monthly Repayments (Approx)
6 Months
(Min Spend £999)
Interest Free (0% APR)
£1000 £250
(25%)
£125
12 Months

(Min Spend £1999)
Interest Free (0% APR)

£2000 £500
(25%)
£125
12 Months
(Min Spend £750)
(Classic Credit 9.9% APR)
£1250 £125
(10%)
£99
Total Purchase Price £1309
18 Months
(Min Spend £750)
(Classic Credit 9.9% APR)
£1250 £125
(10%)
£67
Total Purchase Price £1336
24 Months
(Min Spend £750)
(Classic Credit 9.9% APR)
£1250 £125
(10%)
£52
Total Purchase Price £1364
36 Months
(Min Spend £750)
(Classic Credit 9.9% APR)
£1250 £125
(10%)
£36
Total Purchase Price £1422
48 Months
(Min Spend £750)
(Classic Credit 9.9% APR)
£1250 £125
(10%)
£28
Total Purchase Price £1482

How it works

Skip to end of section How it works

Step 1

You've just found your perfect product, now, just checkout as normal. Select 'Buy with V12 Finance' and choose from our range of finance options.

Step 2

Complete the simple online application as part of our checkout process, provided by V12 Retail Finance.

Step 3

V12 Retail Finance will review your application and you will receive your agreement straight into your inbox.

End of section How it works

V12 Retail Finance

You can relax knowing that your finance agreement is provided by V12 Retail Finance, one of the leading UK providers of retail credit solutions. www.v12retailfinance.com

The interest free credit (0% APR representative) and interest bearing credit (9.9% APR representative) advertised is provided solely by V12 Retail Finance. It is provided subject to acceptance and the terms and conditions of V12 Retail Finance. Written details on request. Licensed credit broker.

Fishpools Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 677134 . Fishpools Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

ShopPay Instalments

How it works
1 - Add the items to your cart
2 - Check out with ShopPay
3 - Choose the option to pay in instalments

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose at checkout. You will receive an email reminder before each payment.

ShopPay performs a soft check to confirm eligibility, which won’t impact your credit score for checking.
You can settle early at any time without extra charges.
ShopPay is available on orders over £100 to £749.


Fishpools Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 677134 . Fishpools Limited offers credit products from Shopify International Limited in partnership with Affirm UK Limited. Shopify International Limited is an Appointed Representative of Affirm U.K. Limited, trading as Affirm, which is authorised and regulated by the Financial Conduct Authority (FRN: 756087). Affirm’s company number is 10199101 and its registered office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Credit is provided subject to affordability, age and status. Minimum spend applies.