Easy Payment Plans

Looking to spread the cost of your purchase? At Fishpools we offer great finance options to help you make your house a home. Our credit options are available in store and online, on orders over £495, subject to status.

Our Easy Payment Plans

Up to 24 Months Interest Free Credit (0% Typical APR.) - minimum deposit 20%

  • 6 months interest free credit on orders over £500
  • 12 months interest free credit on orders over £1000
  • 18 months interest free credit on orders over £2000
  • 24 months interest free credit on orders over £3000

Up to 48 Months Interest Bearing Credit (9.9% Typical APR.) - minimum deposit 20%

  • 36 months interest bearing credit on orders over £495
  • 48 months interest bearing credit on orders over £949

See worked examples in Easy Payment table below. Just enter your order value.

How Does It Work?

Our Easy Payments Plan are so straightforward;

  1. You've found the perfect product for you, then just checkout as normal
  2. Click on ‘Purchase on Finance’, use our handy credit calculator and select a monthly payment amount and period that suits you.
  3. You will then need to fill in some details so will need the following;
    Previous address if you’ve moved in the last three years
    Bank details including account number and sort code
    Email address and contact telephone number
    Employment and income information
  4. At this point we hand over to our finance partners V12 Retail Finance, to complete the order, credit agreement and pay your deposit
    Once accepted, you’ll receive a conformation email within 24 hours.

Please remember that any finance offer is subject to acceptance by V12 Retail Finance. If you have been successful, you will be asked to ‘esign’ your agreement online.

Should, for whatever reason, your application be unsuccessful V12 will get in touch with you to discuss.

Finance Calculator



The Important Bit

Are there Any Restrictions?

To make sure that our Easy Payments are right for you, there are some restrictions in place

  • You must be over 18
  • You or your partner is, in permanent paid employment, self-employed, retired and receiving a pension, working student in part time work or in receipt of a disability benefit.
  • You must have been a resident in the UK for at least 3 years.
  • Has a debit or credit card in their name, which is registered to their address, in order to pay for the deposit
  • Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction)

Credit Provided By A Leading Provider

You can relax knowing that your finance agreement is provided by V12 Retail Finance, one of the leading UK providers of retail credit solutions.

The interest free credit (0% APR representative) and interest bearing credit (9.9% APR representative) advertised is provided solely by V12 Retail Finance. It is provided subject to acceptance and the terms and conditions of V12 Retail Finance. Written details on request. Licensed credit broker.

Fishpools acts as a credit broker and will introduce you to V12 Retail Finance Limited in order to complete your application for finance. We never receive commission for Interest Free Credit Applications, successful or otherwise. If your application for an Interest Bearing loan is successful, we will receive a commission and the amount will vary depending on the product chosen and the amount of credit taken out.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

Moving Home?

If you are moving home or gifting to a friend or relative, please complete the application with the address your bank, mobile etc is linked to. After completion of your order contact the web team by email at webstore@fishpools.co.uk with the new details. We will pass this information to V12 Finance who will contact you for clarification before giving us permission to deliver to the new address.

Need A Hand?

If you’d like someone to help out with your application, just call our accounts team on 01992 63 64 65 who’ll be happy to lend a hand. 

Lines are open:
Monday - Friday: 9am - 5:30pm
Saturday: 9am - 6pm
Sunday: 10:30am - 4:30pm

Cooling Off Period

Your 14 day cooling off period starts the day after your E-Signature is completed on the credit agreement, or in cases where a physical signature has been made, the period starts the day after we receive back your agreement paperwork. Your finance repayments will begin within 30 days of delivery of furniture in your order (in most cases we deliver your order in its entirety in one drop).