Emma Smart Hybrid

We've got a range a flexible payment options to help you spread the cost.

Balance before delivery
Order your new furniture today with a 20% deposit for made to order products. The remainder of your balance is due before we arrange delivery. You can pay an outstanding balance in store, online or over the telephone with one of our friendly advisors. In stock items require payment in full.

Easy payment plans
Spread the cost of your order across one of our easy payment plans. Available on all basket values over £500, you can choose from a range of options including up to 2 years interest free.

6 Months 0% APR Available on orders over
£500 Monthly payment £66.53 Monthly payment - Loan term - 6 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £499.00 Total amount payable - Total interest £0.00 Total interest - Annual fixed interest 0% Annual fixed interest -%

12 Months 0% APR Available on orders over
£1000 Monthly payment £33.27 Monthly payment - Loan term - 12 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £499.00 Total amount payable - Total interest £0.00 Total interest - Annual fixed interest 0% Annual fixed interest -%

18 Months 0% APR Available on orders over
£2000 Monthly payment £22.18 Monthly payment - Loan term - 18 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £499.00 Total amount payable - Total interest £0.00 Total interest - Annual fixed interest 0% Annual fixed interest -%

24 Months 0% APR Available on orders over
£3000 Monthly payment £16.63 Monthly payment - Loan term - 24 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £499.00 Total amount payable - Total interest £0.00 Total interest - Annual fixed interest 0% Annual fixed interest -%

36 Months 9.9% APR Available on orders over
£495 Monthly payment £12.78 Monthly payment - Loan term - 36 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £559.88 Total amount payable - Total interest £60.88 Total interest - Annual fixed interest 5.10% Annual fixed interest -%

48 Months 9.9% APR Available on orders over
£949 Monthly payment £10.03 Monthly payment - Loan term - 48 months Loan term - Deposit to pay now £99.80 Deposit to pay now - Total loan amount £399.20 Total loan amount - Total amount payable £581.24 Total amount payable - Total interest £82.24 Total interest - Annual fixed interest 5.14% Annual fixed interest -%

The interest free credit (0% APR representative) and interest bearing credit (9.9% APR representative) advertised as provided solely by v12 Retail Finance. It is provided subject to acceptance and the terms and conditions of V12 Retail Finance. Please click here for terms and conditions.