Flexible Online Credit

UP TO 24 MONTHS GENUINE INTEREST FREE CREDIT, 0% TYPICAL APR.

• 6 months interest free credit on orders over £500
• 12 months interest free credit on orders over £1000
• 18 months interest free credit on orders over £2000
• 24 months interest free credit on orders over £3000

Example: 24 months interest free purchase of £3000, 20% deposit of £600, 
Loan amount of £2400. 24 monthly payments of £100, 0% representative APR, 
total amount payable £3000. Total interest £0.

Subject to status, ask for written details.

 

UP TO 48 MONTHS INTEREST BEARING CREDIT, 9.9% TYPICAL APR.

• 36 months interest bearing credit on orders over £1000
 48 months interest bearing credit on orders over £1000

Example: 48 months interest bearing purchase of £3000, 20% deposit of £600, 
Loan amount of £2400. 48 monthly payments of £60.29, 9.9% representative APR,
total amount payable £3493.92. Total interest £493.92.

Subject to status, ask for written details.

TRY OUR FINANCE CALCULATOR

 


 

Fishpools can now offer our customers the option to purchase goods online using a simple monthly payment plan, on all basket values over £500. This service is provided by our finance partners, V12 Retail Finance, and to take advantage of this method of payment, the following criteria must be met:

• You must be over 18
• You must be able to pay your deposit by debit or credit card online.
• You must be in permanent full-time employment (over 16 hours per week), in permanent part time employment (under 16 hours a week), retired, in receipt of Disability Allowance or self employed.
• You must have been resident in the UK for at least 36 months and will continue your residency in the UK.
• You must have Bank or Building Society current account details available to be able to complete the direct debit instruction.
• Applications cannot be accepted if you are a student, or if you are unemployed.

 

If you wish to take advantage of this payment method, click on the “Purchase on Finance” button in your Shopping Basket and you will be taken through a simple process: Then you will be passed directly to the website of V12 Retail Finance, to fill in your finance application. Once you have completed all the relevant sections of this online finance agreement, a decision will be made by V12 Retail Finance and if accepted, you will be invited to ‘esign’ your agreement online.
Once complete you will be require to pay your minimum 20% deposit directly to us through our online card payment system.


In some cases V12 Retail Finance will accept your agreement pending further checks. These checks may take up to 24 hours to complete. Once accepted a confirmation email will be sent to you, giving you the option to either complete your agreement by E-Signature. V12 Retail Finance will forward a password for your account access by separate email for security reasons. Your 14 day cooling off period starts the day after your E-Signature is completed on the credit agreement, or in cases where a physical signature has been made, the period starts the day after we receive back your agreement paperwork. Your finance repayments will begin within 30 days of delivery of furniture in your order (in most cases we deliver your order in its entirety in one drop).


If your finance application is unsuccessful we will contact you separately and discuss other payment methods (such as card or bank transfer) in order to continue with your order. In the event that you wish to cancel your order, you must inform us in writing (either by email or post). Any deposit held, will then be refunded back to your card (a process that can take up to four working days).


The interest free credit  (0% APR representative) and interest bearing credit (9.9% APR representative) advertsied is provided solely by V12 Retail Finance. It is provided subject to acceptance and the terms and conditions of V12 Retail Finance. Written details on request. Licensed credit broker.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.